In Observance of Martin Luther King Jr. Day, City Offices, Libraries, and Rec Centers will be closed Monday, January 19, 2026. The Warren Community Center will be open regular hours. Trash pick up is on time this week.
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Expiring COVID-19 Forbearance Relief for FHA Borrowers

COVID-19 FHA COMMUNITY BORROWER INFORMATION in ENGLISH and SPANISH

Message for the Borrowers:

  • If you are struggling to make your mortgage payment on your FHA-insured mortgage because of COVID-19, help is available.
  • However, you must act now. Here are the steps you should take today
  • Contact your mortgage servicer and request a COVID-9 forbearance. A forbearance is a reduction or pause in your mortgage payment.
  • Your mortgage servicer is the entity to which you make your mortgage payments. Your mortgage servicer is the only entity that can provide you with a mortgage payment forbearance.
  • When working with your servicer, you should:
    1) State that you are having a financial hardship due to COVID-19.
    2) Request a COVID-19 Forbearance for your mortgage payments
    3) Ask your servicer to confirm the details of your agreement in writing.
  • For help talking to your mortgage servicer or understanding your options, call (800) 569-4287 to contact a HUD-approved housing counseling agency in your area.
  • HUD urges all homeowners who are able to make their mortgage payments to continue to do so. But if you can’t make your mortgage payments, know that you are not alone, and that help is available.